**Abstract**

A Forest Living Community (FLCs) family in the study area, on an average, required Indian National Rupee (INR) 37533 (US \$ 75 approximately) for their survival. Out of this 36.4% amount is sourced from agriculture activities, 20% from NWFPs sale, 23.6%, agriculture labour activities, and about 20% amount is coming from Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) works activities. When FLCs require microfinance for NWFPs value additions and other needs, they can access it from Self-Help Groups (SHGs), moneylender, relatives and friends, banks and governments. FLCs required microfinance for subsistence, health, education, marriage, and pilgrimage purposes. Microfinance plays a key role in Non-Wood Forest Products (NWFPs) value addition, adopting Eco-Friendly Technology (EFTs), and cost - benefits of such NWFPs value addition to FLCs. The amount of income coming from NWFPs harvest and sale can be increased by way promoting NWFPs value additions using Eco-friendly Technology (EFT).

**Keywords:** NWFPs, microfinance, environment, forest, value additions
