Meet the editors

Dr. Razali Haron holds a DBA and MBA and is currently an associate professor at the Institute of Islamic Banking and Finance. He joined the university in 2003 and served as the deputy dean (Research) of the Institute and head of the program of the Graduate School of Management. He has more than ten years of extensive experience in the corporate sector covering fund management and capital markets. His research interests are banking,

corporate finance, and governance, and he published works with international publishers like Emerald, SAGE, Elsevier, Inderscience, Palgrave Macmillan, and IGI Global. His recently edited books include *Islamic Wealth and Fund Management* and *Islamic Social Finance and Economic Recovery after a Global Health Crisis.*

Maizaitulaidawati Md Husin PhD, IFP, is an experienced academician with strong enthusiasm and passion for Islamic banking and finance. She has more than twelve years of experience in teaching and supervision. Dr. Husin holds a PhD in Islamic Economics from the University of Malaya, Kuala Lumpur, Malaysia. She is also a certified Islamic financial planner. She has led and participated in no less than twenty consultancy and research proj-

ects with a total value of more than RM7 million. She has also authored and co-authored more than sixty research papers, book chapters and conference papers. She served on the faculty of Azman Hashim International Business School (AHIBS) as a research manager in 2017 and held several other managerial positions there as well.

Dr. Michael Murg is chair of the Institute of Banking and Insurance Industry at FH Joanneum University of Applied Sciences, Austria. He has more than ten years' experience as a financial advisor for private wealth management and corporate finance and spent several years in the financial industry. Dr. Murg's scientific career began at the Department of Finance, University of Graz, Austria, where he was a quantitative research scientist and

lecturer for finance. He is a licensed exchange trader for spot and derivative markets (XETRA) and was co-founder and the head of Portfolio and Risk Management for a FinTech company before returning to academia. Dr. Murg's current research focuses on the digitization of business models in finance, banking and insurance industries, innovation management in insurance companies and banks, digitization of business processes, and data analytics.

Contents

**Section 1**

Capital Adequacy Regulation *by Aysa Siddika and Razali Haron*

*by Ellis Kofi Akwaa-Sekyi*

**Preface XI**

Banking **1**

**Chapter 1 3**

**Chapter 2 17**

**Chapter 3 37**

**Chapter 4 51**

**Chapter 5 75**

**Chapter 6 91**

**Chapter 7 105**

**Chapter 8 115**

New Malaysia, Brexit and US-China Trade War: Credit Risk to Malaysian

Organizational Culture and Knowledge Sharing in Banking Management

Internal Controls and Credit Risk in European Banking: The Basel

Relevance of *Shari'ah* Governance in Driving Performance of Islamic

*by Dimas Bagus Wiranatakusuma, Imamuddin Yuliadi and Ikhwan Victhori*

Committee on Banking Supervision Framework Approach

Banks during the Financial Crisis: International Evidence

*by Naji Mansour Nomran and Razali Haron*

Risk Analyses on Islamic Banks in Indonesia

*by Oluwaseun James Oguntuase*

*by Taslima Julia and Salina Kassim*

*by Wooi Keong Yong and Wooi Meng Yong*

Green Banking

Banks

Climate Change, Credit Risk and Financial Stability

*by Naima Andleeb, Md Fauzi Ahmad and Shahab Aziz*
