**6. Urbanization and housing quality**

As a result of urbanization and lack of economic opportunities in rural areas, many people move to the urban areas that are already dealing with issues of overcrowding, infrastructure and high cost of living. As a result, most people are forced to seek shelter in slums and urban fringe. United Nation Habitat in 2006 found that 90% of slum residents are in the developing countries with struggling economies. In addition, most urban settings were not designed to handle millions of people which directly impact the availability and affordability of housing, forcing millions to live in substandard dwellings with poor housing quality [22]. This is mainly because substandard accommodation in the urban areas is very cheap.
