**5.5. Promote easy access to credit schemes**

The inability of council forest operators to cope with the exorbitant cost associated with their establishment and management results partly from their inability to secure financial support and credit schemes from most financial institutions. The government has done minimal efforts to lobby on their behalf, which is fundamental to improving their ability to procure this support. Thus, it is recommended here that cash flow to councils be improved with an important starting point being a fundamental change in the lending schemes of most financial institutions especially those operating in the country.
