**6. Conclusions**

In conclusion, universal health coverage in terms of healthcare insurance function is physical and financial access to essential healthcare which are of good quality for all persons in the community. This implies protection against catastrophic expenditure on healthcare services are needed, services of good quality will be geographically accessible, and the costs of health services will not hinder people from using them or will not impoverish their families.

Effective healthcare finance solutions are essential, yet they are still difficult to implement sustainable health services. Realization of UHC is supported by appropriate health funding solutions that protect against financial risk.

Achieving effective and equitable UHC has a strong potential to improve and extend people's lives, reduce inequality, and potentially lead to economic growth. Failing to do just that may lead to deteriorating population health outcomes. UHC is more crucial than ever considering the unusual advent of the coronavirus disease 2019 (COVID-19) pandemic. Healthcare access and quality remain a challenge worldwide and efforts ought to make improve these issues through UHC are pivotal.
