**Author details**

Gbalam Peter Eze<sup>1</sup> and Tonprebofa Waikumo Okotori<sup>2</sup> \*

1 Department of Banking and Finance, Niger Delta University, Wilberforce Island, Bayelsa State, Nigeria

2 Faculty of Management Sciences, Department of Banking and Finance, Niger Delta University, Wilberforce Island, Bayelsa State, Nigeria

\*Address all correspondence to: tonprebofa@gmail.com

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