**4.4 Liquidity dimension**

Three ratios are examined using step wise method,they are: Quick Ratio,Net loan to Total Assets;Net Loan/total Deposits **Table 18** shows model Summary,it indicates that Net Loan to Total Assets ratio interpret 89% of changes in Z score. **Tables 19** and **20** show significance of the test at 0.0001 level.), and **Table 21** shows excluded variables(ratios) from the model between Z score and Liquidity dimension in camel model those are include Quick ratio,and current ratio. So that, these ratios should excluded from banks evaluation methods in the future.
